Business liability coverage that protects what you've built.

Why Choose Ryan P. Conway Agency

Independent. Local. Working for your business, not the carrier.

Most business owners buy general liability because a client, landlord, or licensing board requires it — then never think about it again. That's a problem. GL policies vary significantly by carrier: different exclusions, different limits structures, different responses at claim time. As an independent agency, we place your coverage with the carrier that actually fits your business type and risk profile — not just the one we're contracted to sell.

Use Cases

What Northern Illinois business owners need to think about

Running a business in our region comes with specific considerations — from contractor licensing requirements to lease agreements to cross-state operations.

Contractors & Trades

Many municipalities and licensing boards in Illinois and Wisconsin require proof of GL before issuing or renewing a contractor's license. We make sure your limits meet local requirements and that your certificate of insurance is structured correctly for each job.

Businesses with a Physical Location

Slip-and-falls are the most common GL claim for brick-and-mortar businesses — and they happen year-round, not just when it's icy. If customers, vendors, or delivery drivers set foot on your property, you need solid bodily injury coverage.

Businesses Doing Work at Client Sites

When your employees work on-site at a client's location, you're responsible for damage they cause to that property. Property damage liability covers the bill — and protects the client relationship — when something goes wrong.

Businesses Selling or Installing Products

If you manufacture, distribute, or install a product that later causes injury or damage, products and completed operations coverage is what responds. This exposure doesn't end when the job does.