Home Insurance · McHenry County & Surrounding Communities
Coverage for the place that matters most.
Your home is where your family and your belongings live. We'll help you compare options from the carriers we represent, with a local agent you can actually reach.
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Talk to a local agent who'll shop multiple carriers for you.
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Local McHenry Office
Why Choose Ryan P. Conway Agency
Most homeowners haven't really looked at their policy in years.
A lot of homeowners haven't reviewed their coverage since closing day. Homes change, values change, and policies change too. We're happy to sit down and go through yours — explain what each part covers, answer your questions, and compare options from the carriers we represent. If what you have is working, we'll tell you that.
Coverage Options
What a Homeowners Policy Covers
A standard homeowners policy is built from several coverage parts that work together. Here's a plain-English breakdown of what's typically included and what can be added.
Dwelling Coverage
Applies to the structure of your home — walls, roof, foundation, and built-ins — after a covered loss.
Other Structures
Applies to detached garages, sheds, fences, and other structures on your property.
Personal Property
Applies to your belongings, such as furniture, electronics, clothing, and appliances.
Loss of Use
Can help with additional living expenses if your home becomes uninhabitable after a covered loss.
Personal Liability
Applies if someone is injured on your property or if you're found responsible for damage to someone else's property.
Medical Payments
Can help with medical bills for guests injured on your property.
Coverage varies by policy and carrier. Your policy documents govern what is and isn't covered.
Have questions about the right coverage? Contact Us
Homeowners Insurance
Serving Homeowners Throughout the Area
Ryan P. Conway Agency is based in McHenry, Illinois, and works with homeowners throughout McHenry County and the surrounding area. Wherever you are in the region, you get the same local agent and the same direct number.