RV Insurance in McHenry, IL & Northern Illinois
Your weekends shouldn't be at the mercy of one bad claim.
From travel trailers to Class A motorhomes, we compare RV-specialty carriers to find coverage tuned to how you camp, where you travel, and how long you spend on the road.
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Why Choose Ryan P. Conway Agency
RV coverage shouldn't be an afterthought on your auto policy.
A lot of RV owners get talked into adding a "rider" onto their auto policy and assume they're covered. They're usually not — at least not adequately. Motorhomes, fifth wheels, and travel trailers face risks auto policies aren't built for, from full-replacement value on newer rigs to vacation liability for the campsite itself. We work with RV-specialty carriers that build coverage around how RVs actually get used.
Coverage Options
Types of RVs We Insure
RV insurance isn't one-size-fits-all — a 40-foot diesel pusher needs different coverage than a tow-behind pop-up. We write the full range.
Class A Motorhomes
The largest motorhomes, built on bus or commercial chassis. Coverage tuned to their value, weight, and full-time use potential.
Class B Camper Vans
Compact van-based RVs. Easier to drive, but still need proper RV-specific coverage beyond auto.
Class C Motorhomes
The classic cab-over motorhome on a truck or van chassis. The most common motorhome on Northern Illinois roads.
Travel Trailers
Pull-behind trailers from small teardrops to large bunkhouse models. Need their own policy — auto won't cover them adequately.
Fifth-Wheel Trailers
Larger trailers towed with a pickup hitch. Often higher-value units that benefit from specialty coverage.
Pop-Up Campers
Folding/expandable campers. Affordable to insure, but coverage gaps in standard policies are common.
Toy Haulers
RVs with garage space for motorcycles, ATVs, or side-by-sides. Coverage needs to address the contents, not just the rig.
Truck Campers
Slide-in campers that mount on a pickup. Often overlooked — make sure the camper itself is covered, not just the truck.
Have questions about the right coverage? Contact Us
Use Cases
How you use your RV changes what you need
A retired couple living in a Class A nine months a year needs very different coverage than a family of four who weekends at Chain O' Lakes State Park. Here are the four most common use patterns we write for.
Weekenders
Most Northern Illinois RV owners camp seasonally. Standard recreational-use policies fit, and lay-up coverage can lower off-season costs.
Long-Distance Travelers
If you take multi-week trips through several states, you need broader trip-interruption and emergency expense coverage than a basic policy includes.
Full-Timers
If you live in your RV more than 5–6 months a year, you need full-timers coverage — essentially a hybrid of RV and homeowners insurance.
Family Toy Haulers
If you tow ATVs, motorcycles, or side-by-sides in your RV, the toys need their own coverage — and the cargo area needs proper protection.
Local Services
RV Insurance Throughout Northern Illinois & Beyond
Ryan P. Conway Agency is based in McHenry, Illinois, and we write RV insurance for owners throughout Northern Illinois and Southern Wisconsin — including coverage that travels with you anywhere in the country. We concentrate in McHenry County, Lake County, and the communities along the Wisconsin border. The cities below are just a sample.
- McHenry
- Crystal Lake
- Woodstock
- Algonquin
- Lake in the Hills
- Cary
- Huntley
- Marengo
- Fox Lake
- Antioch
- Wauconda
- Grayslake
- Lindenhurst
- Lake Geneva
- Genoa City
- Twin Lakes
- Walworth
- Williams Bay
McHenry
Crystal Lake
Woodstock
Algonquin
Lake in the Hills
Cary
Huntley
Marengo
Fox Lake
Antioch
Wauconda
Grayslake
Lindenhurst
Lake Geneva
Genoa City
Twin Lakes
Walworth
Williams Bay