Motorcycle Insurance in McHenry, IL & Northern Illinois
Ride more. Worry less.
Whether you ride a cruiser, sport bike, touring rig, or trike, we compare quotes from top-rated motorcycle carriers to find the right coverage for how you actually ride.
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Why Choose Ryan P. Conway Agency
The right bike policy, from a carrier that actually specializes in motorcycles.
Standard auto carriers either won't write motorcycles or treat them as an afterthought. We work with carriers that specialize in bike coverage — companies that understand the difference between a cruiser, a sport bike, a touring rig, and a trike, and price the policy accordingly. You bring the knowledge of how you ride; we bring 25+ carriers and the experience to match you with the right one.
Coverage Options
Motorcycle Insurance Coverage We Offer
A motorcycle policy works similarly to auto insurance, but with bike-specific coverages that auto policies don't include. Here's what's typically available.
Bodily Injury Liability
Pays for injuries you cause to others in an at-fault accident.
Property Damage Liability
Covers damage you cause to other vehicles or property.
Uninsured Motorist
Protects you if you're hit by a driver with no insurance — a significant risk for riders.
Collision
Pays to repair or replace your bike after an accident, regardless of fault.
Comprehensive
Covers theft, vandalism, hail, fire, and animal strikes. Critical for any bike kept outside or in a garage.
Medical Payments
Helps cover medical bills for you and your passenger, regardless of who caused the accident.
Custom Parts & Equipment
Standard policies cap aftermarket coverage at $1,000–$3,000. Riders with chrome, exhaust, saddlebags, or audio should schedule the upgrades.
Trip Interruption
Covers hotel, meals, and transportation if your bike breaks down more than 100 miles from home.
Roadside Assistance
Towing, fuel delivery, and flat-tire help — different from auto roadside because not every tow truck handles bikes.
Have questions about the right coverage? Contact Us
Local Considerations
Motorcycle insurance made for the way we ride up here
Riding in Northern Illinois and Southern Wisconsin comes with specific risks and considerations that affect what coverage actually matters.
Off-Season Storage
Most Illinois bikes sit 5–6 months a year. Lay-up policies that drop liability in winter can save real money.
Deer & Wildlife
McHenry, Boone, and Lake County all see heavy deer activity. A deer strike on a bike is a comprehensive claim — and often a serious one.
Weekend Routes
Route 173, Wisconsin runs, and the Lake Geneva loop are popular. Confirm your policy covers out-of-state riding, which most do but worth checking.
Group Rides & Events
Charity rides, ABATE events, and bike nights bring different exposures. Adequate liability matters when riding with a group.
Local Services
Motorcycle Insurance Throughout Northern Illinois
Ryan P. Conway Agency is based in McHenry, Illinois, and we write motorcycle insurance for riders throughout Northern Illinois and Southern Wisconsin. We concentrate in McHenry County, Lake County, and the lake communities along the Wisconsin border — but we can write coverage anywhere in Illinois. The cities below are just a sample.
- McHenry
- Crystal Lake
- Woodstock
- Algonquin
- Lake in the Hills
- Cary
- Huntley
- Marengo
- Fox Lake
- Antioch
- Wauconda
- Grayslake
- Lindenhurst
- Lake Geneva
- Genoa City
- Twin Lakes
- Walworth
- Williams Bay
McHenry
Crystal Lake
Woodstock
Algonquin
Lake in the Hills
Cary
Huntley
Marengo
Fox Lake
Antioch
Wauconda
Grayslake
Lindenhurst
Lake Geneva
Genoa City
Twin Lakes
Walworth
Williams Bay